Frank C. Silcox, CEO

Frank Silcox founded LM Funding in January 2008. He has more than 20 years of experience in commercial mortgage banking, with particular expertise in development and investment in multi-family housing and condominium projects. He has held ownership interests in numerous real estate projects, with total costs exceeding $300,000,000. Working with CB Richard Ellis and predecessor companies since 1994, Frank participated in over $1,000,000,000 of mortgage and equity investments in commercial real estate. A graduate of the University of Tampa, Frank is a principal owner of LM Funding.

Carollinn Gould

Carollinn Gould co-founded LM Funding in January 2008. She was one of the original employees of the Outback Steakhouse and quickly elevated to become the Controller of the Shared Accounting Services Department for the parent organization, OSI, over her 18-year career with the company. Originally from upstate New York, Carollinn attended Syracuse University and holds a degree in business management from Nova Southeastern University. Carollinn owns the other half of the outstanding membership interests in LM Funding. Carollinn is married and has three sons.

Sean Galaris, President

Sean Galaris joined LM Funding in May 2011 and serves as President of LM Funding. Prior to joining LM, Sean served as Senior Vice President of The Continental Group (a First Service held company Nasdaq:FSRV) and President of it's subsidiary Sterling Management for 13 years. Operating in the largest geographic region in Florida, Sean was responsible for managing approximately 350 properties across North Florida. Working with national and local developers to build several of the largest communities in Florida, Sean managed opening of over 100 condominium and homeowner associations across the state. He has been a licensed Real Estate Broker and Community Association Manager for over 15 years. Originally from the greater Boston area, he holds a B.S. in Business (Management) from Salem State College where he captained the men's basketball team for three years, prior to his career as a professional basketball player in Europe.

Michael J. Culumber, Chief Financial Officer

Mike Culumber joined LM Funding in November 2011, and brings more than 25 years of financial and accounting experience to the company. Before working for LM Funding, he provided financial and accounting consultation to Fortune 500 Companies as well as emerging businesses. From 2008 to 2010, Mike served as CFO of MiMedx Group, Inc., where he was an integral part of a management team that took the company from the development stage to fully operational. During 2005 and 2006, Mike served as the Director of Finance for Masonite International. Prior to that he spent 19 years in the Public Accounting field. Mike is a Certified Public Accountant and graduate of Florida Southern College, where he earned an M.B.A. and a B.S. in accounting.

Jon Dickson, Director of Operations

As Director of Operations for LM Funding, Jon Dickson is responsible for all information technology integration with associations, their management companies and Business Law Group. In fact, Jon developed the proprietary software that is used by LM Funding and Business Law Group that manages thousands of collection files daily. In addition, Jon plays a large role in the business modeling of financing for LM. Originally from Palm Harbor, Florida, Jon graduated first in his class from Florida State University with a double major in Real Estate and Classical Piano. He currently holds licenses as a Florida Real Estate Broker, a Florida Mortgage Broker, and is a licensed Community Association Manager.

Aaron Gordon, General Counsel

Originally from Fort Myers, Florida, Aaron Gordon has been with the company for 3 years. He serves as Inside General Counsel, supervising the acquisition of delinquent condominium receivables and management processes and protocols of their collection by Business Law Group. Aaron also provides legal counsel for LM Funding's business operations. He holds a B.S. in real estate from Florida State University, Magna Cum Laude, and a Juris Doctorate from the University of Florida with a practice certificate in Estate and Trust Administration. Aaron has been admitted to both the Florida and New York Bar.

Tom Vento, Director of Underwriting

Tom Vento serves as Director of Underwriting for LM Funding, and is responsible for determining final funding amounts and underwriting approval for all LM Funding purchase transactions. Tom joined LM Funding in March 2009, and his contributions have been key to LM Funding's rapid growth and success. Prior to joining LM Funding, he enjoyed a lengthy career as an entrepreneur in areas ranging from retail merchandising to real estate. Tom is a Tampa native and a licensed Florida Real Estate Broker.

Carlos Touzan, Account Executive

Carlos joined LM Funding in June 2011. Prior to joining LM, he was a Sales Executive for Ace Elevator Company, servicing territory from Miami to Tampa. Carlos was responsible for the rapid growth of the company because of his ability to create and build relationships. During his tenure with Ace, Carlos added over 110 new accounts, all of which are happy to recommend Carlos for his commitment to service and dedication to them as clients. Originally from Cuba, Carlos served in the United States Army from 1999 - 2003. At LM Funding, Carlos plans to use his sales and people skills to help service both the American and Hispanic markets. Carlos primarily focuses on the South Florida marketplace.

Ryan Koop, Senior Account Executive

Ryan Koop joined LM Funding in May 2010. From 2004 until 2008, Ryan served as Account Executive for the National Commercial division of First American Title Company (NYSE: FAF). Ryan has also worked as a financial analyst for Beazer Homes (NYSE: BZH) from 2002 until 2004. Originally from Tallahassee, Florida, Ryan holds a B.S from the University of South Carolina, where he captained the Gamecock's football team. Ryan also holds an MBA from The Citadel, and a Master of Real Estate Development from Arizona State University. Ryan works across the state, but concentrates his efforts in the Southwestern Florida and the panhandle area from Panama City to Destin.

Mark Evans, Senior Account Executive

Mark joined LM Funding in early 2010. Prior to joining LM, Mark worked in the banking industry for many years with Wachovia Bank and Community Association Banc assisting community associations. Before entering the banking industry, Mark served as CFO for Keys Property Management Company in Cocoa Beach, Florida. He holds both a B.S. and a M.E. from Auburn University. Mark works across the state, but concentrates his time on the East Coast of Florida.

John J. Poulos, Senior Account Executive

Originally from South Florida, John joined LM Funding in January 2010. As a senior account executive, he is responsible for the acquisition of delinquent association receivables in the mid-Florida region. Before joining LM Funding, John served as a commercial credit analyst and partner of a real estate development company. He holds a B.S. in Marketing from Florida State University, and a Florida Real Estate Sales Associate license. John resides in Orlando and focuses his time in the greater Orlando marketplace.

Amy Bruno, Account Executive

Amy joined LM Funding as an Account Executive in July 2011. Prior to joining LM Funding, she specialized in negotiating short sales and was the Loss Mitigation Supervisor at United Capital Consultants. She brings more than seven years' experience to the table in the real estate, mortgage and title insurance industry. She is also a licensed real estate agent as well as a licensed loan originator. Amy resides in Orlando and focuses her time in the greater Orlando and Jacksonville markets.

Laura Kennedy, Account Executive

Laura Kennedy joined LM Funding in August of 2011. She has been in financial services, specializing in real estate, for more than 20 years. Her experience with condominiums began in 1987 and has included sales, marketing, financing and project approval. One of Laura's guiding principles is the need to understand what is important and unique to each client, and to then find personalized solutions that solve their problem. Born and raised in the Tampa Bay area, Laura graduated from the University of South Florida with a B.S. in Business Administration. Laura works across the State, but focuses in the greater Tampa Bay and Jacksonville markets.

Preston Sample, Underwriting Coordinator

Preston coordinates Underwriting and Acquisitions for LM Funding, and is responsible for reviewing all financial information before entering into purchase agreements. He provides invaluable sales support to each of the account executives, and monitors the acquisition of residual accounts as well. Preston works directly with property managers and board members to make sure all information is accurate and complete to insure the best possible outcome for the Association. Prior to joining LM Funding in 2010, Preston served as superintendent for The A.D. Morgan Corporation, managing the reconstruction of an educational facility. Born and raised in Tampa, Preston holds a B.S. in Real Estate and Finance from Florida State University, Cum Laude.

Charles S. Billups, Senior Account Executive

Charlie brings decades of financial experience to LM Funding. Over his career, he has worked with Fannie Mae, as CEO of a mortgage brokerage, and as a VP of Interest Rate Risk Management for North American Mortgage and Chase Home Mortgage. During his tenure at these firms, Charlie helped manage more than $130 billion of originations. Prior to moving to Florida he served as Sr. Financial Analyst for Transamerica Leasing, managing strategic planning for $8 Billion in intermodal equipment assets. Originally from New York, Charlie is a graduate of Purdue University, where he played baseball, and holds an advanced degree from Florida Metropolitan University. He resides in Southeast Florida and primarily focuses in Dade and Broward Counties.

John Telfer, Senior Account Executive

John has been with LM Funding for three years and has served in all capacities of the business. Over the last two years, he has been a leading sales executive and a key to the rapid growth of the firm. Prior to joining LM Funding, John has enjoyed a lengthy career in finance, ranging from VP of Home Banc, the largest private held mortgage bank in the South East, to running cash flow management for the Seminole Indian Casinos. Though he hails from Detroit, John has been a Florida resident for 30 years. He is a graduate of Saint Leo College, where he obtained his B.S. in Business Administration. He also volunteers his time at many youth parks, Habitat for Humanity and other various charities and also coaches high school football. John travels statewide helping condominium associations regain financial stability.

Mark Poffenbarger, Account Executive

Originally from Jacksonville, Florida, Mark is a lifelong Floridian. After moving to South Florida in his youth, Mark attended Florida Atlantic University, majoring in business management. Mark has been a successful executive in the Real Estate and Property Management business in Florida for over 30 years, and has extensive experience in condominium associations. Most recently, Mark operated Century Management Services in West Broward, handling over 85 condominium and homeowner associations with over 20,000 units under management. He is a licensed community association manager, a licensed real estate broker, a member of the South Florida Board of Realtors and the Florida Association of Realtors. Mark works with clients predominantly in the Southeast Florida markets of Broward and Miami-Dade.

Adam Alma, Senior Systems Engineer

Adam joined LM Funding in May of 2011, and brings over 10 years of information technology experience from multiple industries. Beginning as a database developer for a large non-profit organization, he built and maintained databases to collect and analyze demographic data to increase the effectiveness of the organization. At JP Morgan Chase, Adam specialized in automation efficiencies, essentially automating hundreds of routine tasks resulting in multimillion-dollar savings for the company. Adam has led multiple teams of developers and worked closely with major industry clients to deliver customized solutions for their complex automated document generation needs. At LM Funding, Adam supports the organization's existing technology infrastructure. Additionally, he identifies areas where new systems and processes can be developed to further system reliability and robustness in order to support the fast paced growth needs of the firm.

Mary Olson, Assistant Controller

Brandy McKown, Executive Assistant